Credit repair software — enables consumers to correct errors and inaccurate information in their credit reports and to boost their Credit score. In compliance with laws protecting consumers, including the Fair Credit Reporting Act, several companies have introduced… … Wikipedia
Credit history — This article deals with the general concept of the term credit history. For detailed information about the same topic in the United States, see Credit score (United States). Credit history or credit report is, in many countries, a record of an… … Wikipedia
Credit rationing — refers to the situation where lenders limit the supply of additional credit to borrowers who demand funds, even if the latter are willing to pay higher interest rates. It is an example of market imperfection, or market failure, as the price… … Wikipedia
Credit score — A credit score is a numerical expression based on a statistical analysis of a person s credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information typically sourced from credit… … Wikipedia
Adverse Action — An action that denies an individual or business credit, employment, insurance or other benefits. An adverse action is generally taken by a business or government based on a criminal past or information found in credit reports. Adverse action is… … Investment dictionary
credit risk — The risk to earnings or capital from the potential that a borrower or counterparty will fail to perform on an obligation. Usually, but not always, the obligation in question is a requirement to make interest or principal payments. Sometimes… … Financial and business terms
Credit Denial — The rejection of a credit application by the prospective lender. Usually credit denial comes as a result of the borrower s perceived inability to pay back the loan. This is often due to previous blemishes on the borrower s credit history, but it… … Investment dictionary
credit risk — The risk that a counterparty will default or delay payment on an obligation or that the value of a flow of payments will decline due to an adverse movement in the counterparty s credit rating See also political credit risk; transfer credit risk … Big dictionary of business and management
Fair Credit Reporting Act — The Fair Credit Reporting Act (FCRA) is an American federal law (codified at usc|15|1681 et seq.) that regulates the collection, dissemination, and use of consumer credit information. ( [http://www.ftc.gov/os/statutes/031224fcra.pdf Full Statute] … Wikipedia
Bond credit rating — In investment, the bond credit rating assesses the credit worthiness of a corporation s or government debt issues. It is analogous to credit ratings for individuals. Contents 1 Table 2 Credit rating agencies 3 Credit rating tiers … Wikipedia
Anthony Adverse — Infobox Film | name = Anthony Adverse image size = 200px caption = Original poster director = Mervyn LeRoy producer = writer = Hervey Allen (novel) Sheridan Gibney Milton Krims (screenplay) starring = Fredric March Olivia de Havilland Donald… … Wikipedia
